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Topics > Financial Management & Budgets
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Annuities: How They Really Work
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$39.00 (3 sections available)
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Most people are introduced to annuities by a salesperson. Find out how they work in a non-sales environment. Gain an overview and the ability to analyze the pros and cons of the various types of annuities.
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Can You Afford to Retire? A Seminar for Pre-Retirees
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$49.00 (2 sections available)
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Ask yourself, can you afford to retire? Designed for pre-retirees, this course covers how to utilize time-tested financial principles as you anticipate and plan strategically for your comprehensive retirement needs. We focus on the key factors impacting today's retirees, such as: preparing for your longevity with company-sponsored retirement plans and social security income sources, building your personal investment portfolio, managing risks with proper insurance planning and protecting your legacy with estate plans, wills and trusts. Tuition includes a course book and a complimentary financial analysis. Couples may attend together for a single registration fee.
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Guide to Retirement for Sustainable Income in Retirement
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$49.00 (3 sections available)
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The guide to Retirement course is designed to help those planning for retirement and those already retired learn the various pitfalls one may face in retirement and strategies to help you better go through and prepare for retirement. The good news is that many are entering retirement with substantial monies in investments and retirement accounts. The bad news is that the rules associated with how to take distributions from those accounts are complex and not well understood. We will discuss the four phases of retirement and how to effectively plan for each, what you need to know about your retirement accounts and how distribution planning for retirement is different from accumulating for retirement. Join us to learn various ways to help prepare for a retirement life free from financial concerns.
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Introduction to Credit
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$39.00 (3 sections available)
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Learn the basics of establishing and building good credit. Topics will include the pros and cons of credit cards, interest rates, a review of the common terms and phrases, and more.
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Long Term Care
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$39.00 (1 section available)
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Take Charge with a Plan for the Future, find out how to help protect yourself and your family. Here are some questions regarding long term care. What is it? Does Medicare pay for it? Can I get my money back? How does it impact my family and beneficiaries? How much does it cost and how do I pay for it? What are the odds of needing care? Find out these answers and more. This course will help you understand the basics of Long Term Care and uncover some benefits that you might not know about.
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Money and Common Sense
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$39.00 (1 section available)
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Are you tired of living paycheck to paycheck? Then this course is for you? You will learn strategies to earn extra income, manage your money wisely, and save money in a variety of unique and clever ways. A textbook is required and should be purchased before the first class. Textbook is "Money and Common Sense" ISBN#: 978-1535502320
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Protect Your Estate Living Trust
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$39.00 (1 section available)
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Learn to minimize estate administration and probate costs, plan for your needs, including long-term care and benefit eligibility, and choose among tools for efficiently transferring assets.
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Repair Your Credit
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$39.00 (3 sections available)
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Most people are not aware that repairing credit is as simple as writing a series of letters to collection agencies and credit bureaus to have negative items removed. By reviewing the important sections of both the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, students will learn how to achieve deletions of negative information from their credit profile. Participants do not have to be a lawyer or incur attorney fees to fight big credit corporations and win-only have patience and persistence.
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Retirement Planning
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$49.00 (5 sections available)
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In this course you'll learn How to: manage investment risks, use new tax laws to your Advantage, make informed decisions about your company retirement plan, and adjust your estate plan to function properly under the new laws. However, money is only one aspect of retirement planning. This course blends financial education with life planning to help you build wealth, align your money with your values, and achieve your retirement lifestyle goals. This course includes a 225-page illustrated textbook. Couples may attend together for a single registration fee.
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Social Security--What You Need to Know
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$39.00 (6 sections available)
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Boomers close to retirement need to know, now more than ever, about Social Security. There is so much more than deciding whether to take benefits at 62 or 66. This "safety net" is a guaranteed, inflation-protected source of income in retirement, and boomers should know how it works and how it fits into their future retirement income streams. In this informative seminar they will learn about the role of social security in your overall retirement plan. Topics include how it works, boosting benefits by increasing current earnings, strategies for maximizing lifetime benefits, coordinating spousal benefits, special issues for women, taxes on benefits, Medicare and long-term care, related programs and the mechanics, history and financing of the Social Security system.
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Taxes in Retirement
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$39.00 (1 section available)
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Have you planned for taxes in retirement? Do you know how to avoid triggering additional taxes when you are in retirement? This course will help you understand the tax rules we live under and identify misconceptions about taxes in retirement. If you understand the tools and strategies available then you can play the tax game.
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The ABCs of Investing
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$39.00 - $49.00 (3 sections available)
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Would you like to learn about investing and a practical approach to building wealth, but don't know where to start? We will demystify investment jargon and empower you to manage your money safely and effectively. We'll start by examining money market accounts, certificates of deposit, savings accounts, stocks, bonds, and mutual funds. You will master practical investment skills such as spotting high fees on account statements and in mutual fund prospectuses, and building a balanced portfolio. Find out what really matters when you pick mutual funds (hint: it's not the number of stars). Learn how to protect yourself from salespeople and speculators, and how to use the financial services industry to your best advantage.
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Want to Retire Early and Don't Know What to Do About Health Coverage?
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$39.00 (3 sections available)
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Voluntarily walking away from a productive career presents early retirees with a number of weighty considerations. One of the first: health insurance. For Individuals who retire prior to age 65, when Medicare eligibility begins, need to find alternate options to cover medical, hospitalization and prescription drug costs. Health insurance premiums can chew up a considerable chunk of post-retirement income. Consequently, retirees under the age of 65 must examine all reasonable outlets for coverage, balancing cost with benefits, provider networks and plan design. The good news is you have options. Discover some health care options that may work for you!
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Writing Your Will
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$39.00 (5 sections available)
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Learn about the essential elements of creating this important document and discuss other estate planning essentials such as power of attorney, advanced directives, guardianships, and estate and inheritance taxes.
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