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Topics > Financial Management & Budgets
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Annuities: How They Really Work
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$39.00 (3 sections available)
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Most people are introduced to annuities by a salesperson. Find out how they work in a non-sales environment. Gain an overview and the ability to analyze the pros and cons of the various types of annuities.
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Crack Open Your Nest Egg -Distribution Phase
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$49.00 (1 section available)
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If you're retired, or in the "Red Zone," ten years or less away from retirement, it's time to shift gears. An aging bull market can abruptly wreck your dreams. Protect yourself! A 36-year CFP will teach you how to stabilize your Distribution Phase , preserving wealth, protecting growth, establishing income you can't outlive and creating lasting legacies.
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Estate Planning.. Since You Can't Take It With You
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$49.00 (3 sections available)
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Learn about important estate planning documents such as a Last Will and Testament, Durable Power of Attorney, and Health Care Power of Attorney, and why every adult should have these documents. Discuss strategies for advance planning to relieve your survivors of estate distribution burdens, conflict, delays, and unnecessary expenses. Discuss the importance of estate planning to provide yourself and your family with peace of mind.
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Get a Jump on Bldg Nest Egg - Accumulation Phase
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$49.00 (1 section available)
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If you're ten or more years away from retirement, you have time to build significant retirement wealth. Stop squandering your Accumulation Phase , your paycheck years. A 36-year CFP will teach you how to build an age-driven growth plan, using inexpensive passive investments in your objectives-based, asset allocation portfolio.
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Guide to Retirement for Sustainable Income in Retirement
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$49.00 (3 sections available)
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The guide to Retirement course is designed to help those planning for retirement and those already retired learn the various pitfalls one may face in retirement and strategies to help you better go through and prepare for retirement. The good news is that many are entering retirement with substantial monies in investments and retirement accounts. The bad news is that the rules associated with how to take distributions from those accounts are complex and not well understood. We will discuss the four phases of retirement and how to effectively plan for each, what you need to know about your retirement accounts and how distribution planning for retirement is different from accumulating for retirement. Join us to learn various ways to help prepare for a retirement life free from financial concerns.
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Home Budgeting 101
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$39.00 (1 section available)
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It's never too late to start managing your home finances. This home budgeting basics course will teach you where to start, how to organize your income and spending, and prioritize all of the items on your new budget.
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I'm an Executor-Now What Do I Do?
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$49.00 (1 section available)
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As executor of an estate, what activities are required by law? Let an experienced attorney guide you step-by-step through the process.
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Long Term Care Planning
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$59.00 (1 section available)
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Planning and paying for a long term care need in Pennsylvania - Do you have a loved one needing long-term care? Not sure of the benefits available to pay for long-term care? How do we protect our assets? How can we pre-plan for long-term care? Find the answers to these questions and more in this course.
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Preparation for Divorce, Avoiding Financial Disaster
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$29.00 (2 sections available)
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Divorce isn't easy, but it can be financially fair. This course will help you navigate the murky financial waters of divorce by covering such topics as: What is the best way to get divorced: mediation vs. litigation? What to do with the house. sell it or keep it? What is the best way to divide retirement accounts.will I need a Qualified Domestic Relations Order? How do I identify and value marital assets and marital debt? Will I be entitled to my spouse's Social Security? What about alimony.do I need it? Do I have to pay? This workshop is designed so that you will have a better understanding of Equitable Distribution, and be able to craft and/or recognize a fair financial settlement.
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Preparing Your Taxes
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$39.00 (1 section available)
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Filing taxes can be overwhelming whether you are filing for the first time or have been filing for a while. Do you wonder what steps you should take before you file? What documents should you gather? What about deductions and credits, forms, and how to file? Get some answers in this course.
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Protect Your Estate Living Trust
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$39.00 (1 section available)
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Learn to minimize estate administration and probate costs, plan for your needs, including long-term care and benefit eligibility, and choose among tools for efficiently transferring assets.
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Repair Your Credit
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$39.00 (3 sections available)
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Most people are not aware that repairing credit is as simple as writing a series of letters to collection agencies and credit bureaus to have negative items removed. By reviewing the important sections of both the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, students will learn how to achieve deletions of negative information from their credit profile. Participants do not have to be a lawyer or incur attorney fees to fight big credit corporations and win-only have patience and persistence.
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Retirement Planning
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$49.00 (5 sections available)
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In this course you'll learn How to: manage investment risks, use new tax laws to your Advantage, make informed decisions about your company retirement plan, and adjust your estate plan to function properly under the new laws. However, money is only one aspect of retirement planning. This course blends financial education with life planning to help you build wealth, align your money with your values, and achieve your retirement lifestyle goals. This course includes a 225-page illustrated textbook. Couples may attend together for a single registration fee.
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Roth, Ira, 401K, Oh My....
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$39.00 (2 sections available)
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There are many different types of retirement accounts to put your hard earned money into. Should you be investing in a Roth IRA, an IRA, a 401k or other types of accounts? What are the rules when you put money in? What are the rules when you take money out? What is an RMD? What are Roth Conversions? When does it make sense to do Roth Conversions? This class will answer all of the above questions and give you the right questions to ask when making retirement decisions!
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Social Security--What You Need to Know
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$39.00 (5 sections available)
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Boomers close to retirement need to know, now more than ever, about Social Security. There is so much more than deciding whether to take benefits at 62 or 66. This "safety net" is a guaranteed, inflation-protected source of income in retirement, and boomers should know how it works and how it fits into their future retirement income streams. In this informative seminar they will learn about the role of social security in your overall retirement plan. Topics include how it works, boosting benefits by increasing current earnings, strategies for maximizing lifetime benefits, coordinating spousal benefits, special issues for women, taxes on benefits, Medicare and long-term care, related programs and the mechanics, history and financing of the Social Security system.
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Taxes in Retirement
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$39.00 (1 section available)
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Have you planned for taxes in retirement? Do you know how to avoid triggering additional taxes when you are in retirement? This course will help you understand the tax rules we live under and identify misconceptions about taxes in retirement. If you understand the tools and strategies available then you can play the tax game.
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The ABCs of Investing
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$49.00 (3 sections available)
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Would you like to learn about investing and a practical approach to building wealth, but don't know where to start? We will demystify investment jargon and empower you to manage your money safely and effectively. We'll start by examining money market accounts, certificates of deposit, savings accounts, stocks, bonds, and mutual funds. You will master practical investment skills such as spotting high fees on account statements and in mutual fund prospectuses, and building a balanced portfolio. Find out what really matters when you pick mutual funds (hint: it's not the number of stars). Learn how to protect yourself from salespeople and speculators, and how to use the financial services industry to your best advantage.
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Want to Retire Early and Don't Know What to Do About Health Coverage?
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$39.00 (4 sections available)
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Voluntarily walking away from a productive career presents early retirees with a number of weighty considerations. One of the first: health insurance. For Individuals who retire prior to age 65, when Medicare eligibility begins, need to find alternate options to cover medical, hospitalization and prescription drug costs. Health insurance premiums can chew up a considerable chunk of post-retirement income. Consequently, retirees under the age of 65 must examine all reasonable outlets for coverage, balancing cost with benefits, provider networks and plan design. The good news is you have options. Discover some health care options that may work for you!
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Winning by Not Losing
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$39.00 (2 sections available)
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Retired investors are sitting on a ticking time bomb: an 11-year old Bull Market. We've enjoyed record growth, but coming corrections necessitate a "risk off" portfolio. A 36-year CFP will teach retirees and "red zoners" how to strip the risk of principal loss from their portfolio while repositioning assets to maintain growth and generate income.
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