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Topics > Financial Management & Budgets
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Annuities: How They Really Work
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$39.00 (1 section available)
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Most people are introduced to annuities by a salesperson. Find out how they work in a non-sales environment. Gain an overview and the ability to analyze the pros and cons of the various types of annuities.
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Estate Planning.. Since You Can't Take It With You
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$49.00 (1 section available)
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Learn about important estate planning documents such as a Last Will and Testament, Durable Power of Attorney, and Health Care Power of Attorney, and why every adult should have these documents. Discuss strategies for advance planning to relieve your survivors of estate distribution burdens, conflict, delays, and unnecessary expenses. Discuss the importance of estate planning to provide yourself and your family with peace of mind.
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Guide to Retirement for Sustainable Income in Retirement
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$49.00 (4 sections available)
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The guide to Retirement course is designed to help those planning for retirement and those already retired learn the various pitfalls one may face in retirement and strategies to help you better go through and prepare for retirement. The good news is that many are entering retirement with substantial monies in investments and retirement accounts. The bad news is that the rules associated with how to take distributions from those accounts are complex and not well understood. We will discuss the four phases of retirement and how to effectively plan for each, what you need to know about your retirement accounts and how distribution planning for retirement is different from accumulating for retirement. Join us to learn various ways to help prepare for a retirement life free from financial concerns.
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Money Management 101 for Women on Their Own
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$39.00 (1 section available)
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Peace of mind and a sense of satisfaction comes from taking control of your money. In this class we will discuss crafting the foundation of your personal financial house by first discussing how to analyze your current income and spending needs. We will discuss savings, banking and bill-paying. We will also discuss solutions to your money management questions and concerns including home and car ownership as well as Social Security for later in life. You'll leave the class feeling empowered to successfully organize your financial house.
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Personal Finance
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$139.00 (5 sections available)
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Do you have clear financial goals? Are you confident you will be able to retire someday? How can be sure you are making the right investments? Do you know how to change your credit report to reduce your expenses and increase your financial security? Lear to protect your assets and discover how best to achieve all your financial goals.
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Preparation for Divorce, Avoiding Financial Disaster
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$39.00 (1 section available)
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Every spouse going through the divorce process asks him/herself the same question: Will I be OK after I am divorced? This course will help you make sound financial decisions in your divorce process and help you to successfully navigate the murky financial waters of divorce. Topics of discussion will include: What method of divorce is best for you and your spouse--mediation vs. litigation vs. collaborative? How to craft a fair financial agreement, including taxes, personal assets, retirement assets, pensions, rental property, debt, income, post-divorce living expenses, alimony and child support. This course will help spouses considering divorce and, also, currently in the divorce process. You will leave this session with a good overall understanding of the best method for you to become divorced and all the considerations that go into crafting a fair and equitable divorce settlement.
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Retirement Planning
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$49.00 (3 sections available)
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In this course you'll learn How to: manage investment risks, use new tax laws to your Advantage, make informed decisions about your company retirement plan, and adjust your estate plan to function properly under the new laws. However, money is only one aspect of retirement planning. This course blends financial education with life planning to help you build wealth, align your money with your values, and achieve your retirement lifestyle goals. This course includes a 225-page illustrated textbook. Couples may attend together for a single registration fee.
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Roth, Ira, 401K, Oh My....
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$39.00 (1 section available)
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There are many different types of retirement accounts to put your hard earned money into. Should you be investing in a Roth IRA, an IRA, a 401k or other types of accounts? What are the rules when you put money in? What are the rules when you take money out? What is an RMD? What are Roth Conversions? When does it make sense to do Roth Conversions? This class will answer all of the above questions and give you the right questions to ask when making retirement decisions!
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Social Security--What You Need to Know
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$39.00 (4 sections available)
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Boomers close to retirement need to know, now more than ever, about Social Security. There is so much more than deciding whether to take benefits at 62 or 66. This "safety net" is a guaranteed, inflation-protected source of income in retirement, and boomers should know how it works and how it fits into their future retirement income streams. In this informative seminar they will learn about the role of social security in your overall retirement plan. Topics include how it works, boosting benefits by increasing current earnings, strategies for maximizing lifetime benefits, coordinating spousal benefits, special issues for women, taxes on benefits, Medicare and long-term care, related programs and the mechanics, history and financing of the Social Security system.
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The ABCs of Investing
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$39.00 (4 sections available)
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Would you like to learn about investing and a practical approach to building wealth, but don't know where to start? We will demystify investment jargon and empower you to manage your money safely and effectively. We'll start by examining money market accounts, certificates of deposit, savings accounts, stocks, bonds, and mutual funds. You will master practical investment skills such as spotting high fees on account statements and in mutual fund prospectuses, and building a balanced portfolio. Find out what really matters when you pick mutual funds (hint: it's not the number of stars). Learn how to protect yourself from salespeople and speculators, and how to use the financial services industry to your best advantage.
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Want to Retire Early and Don't Know What to Do About Health Coverage?
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$39.00 (1 section available)
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Voluntarily walking away from a productive career presents early retirees with a number of weighty considerations. One of the first: health insurance. For Individuals who retire prior to age 65, when Medicare eligibility begins, need to find alternate options to cover medical, hospitalization and prescription drug costs. Health insurance premiums can chew up a considerable chunk of post-retirement income. Consequently, retirees under the age of 65 must examine all reasonable outlets for coverage, balancing cost with benefits, provider networks and plan design. The good news is you have options. Discover some health care options that may work for you!
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Where Does My Money Go?
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$139.00 (5 sections available)
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Ever get frustrated that you never seem to get ahead? Are you and your family constantly arguing about money? Do you ever wonder where your money went last month? Do you have trouble saving money? Want to work on paying down your debt but don't know where to find the money? This course will teach you the very basics of how to get control of your finances rather than letting them control you.
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Your Retirement Made Simple
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$49.00 (3 sections available)
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This course is designed as a comprehensive personal finance course for those in the early stages of retirement or those preparing to retire. It addresses pitfalls to avoid, difficult retirement decisions, and other essential information.
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